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Medicaid Planning

Don’t Let Long Term Health Care Cost Drain in Months What You Saved Over a Lifetime..

Don’t Go Broke and Don’t Lose Your House!

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We define a Medicaid crisis as a situation where an individual has either been admitted to a nursing home or is about to be placed in a nursing home, and they have been told that they have too much money/assets to qualify for Medicaid (known as MassHealth in Massachusetts). The family is dealing with long-term health care costs that range from $9,000 to $12,000 per month (in 2017), and the only source to pay those expenses seems to be the family’s life savings.

With the best medical system in the world, our life expectancies are continuing to lengthen. However, the quality of life for many of those years lived past the age at which our parents died may leave a lot to be desired. Alzheimer’s disease, except for the rare early-onset type, used to be practically unknown because so very few people lived long enough to develop its symptoms. Instead they died of stroke (because high blood pressure could not be controlled) or some other now-manageable conditions or illnesses.

Medicare does not pay for long-term nursing home costs!

Medicare pays for a lot of medical care for those over 65, but it does not pay for long-term nursing home care. So, the burden of paying for that often falls on families and/or the Medicaid system. However, as demands increase, the restrictions on qualifying for Medicaid are ever tightening. Time after time we have met with a family that has taken the advice of another family member, a hairdresser, a well-intentioned church or other friend, or someone else who does not have the skill and training to give advice in this complex and ever-changing area. It is not unusual for well-intentioned individuals to give a family incorrect advice regarding their ability to qualify for Medicaid causing problems rather than solving them. As Medicaid crisis attorneys we know the legal rules to help qualify a loved one for Medicaid/MassHealth and to preserve the maximum amount permissible.

Many of our clients have been told by nursing home intake staff, social workers, Medicaid workers, and others that they do not qualify for Medicaid/MassHealth. Nonetheless, we regularly save our clients between $100,000 and $500,000 of their life savings.

Call us, and if you can provide us with some basic information regarding your income and expenses, we can tell you promptly how much money we can save you and when your loved one would be qualified for Medicaid/MassHealth benefits. It is never too late to call us, unless all of your assets have already been spent.

Medicaid costs nearly $100k a year. Watch this video to learn more

Learn more from others

Guiding Important Life Choices—-See what S&B clients have to say:

“Soon after Dad stopped working, his memory rapidly declined. I called Surprenant & Beneski, I assumed it was too late to protect his assets. Attorney Michelle Beneski made it very clear to us what we needed to do. She also gave us options that we were not aware of…She took the time to explain in terms that we could understand. She was so kind and we did not feel rushed in any way. I could not have gotten through these past few years without the support of my husband and the Surprenant & Beneski, P.C. Law firm.”

-Cheryl Tomasia

Don’t miss our free Medicaid planning Seminar – Find out the Truth about Medicaid (MassHealth) eligibility in Massachusetts – Make a Reservation.

Are You a Veteran? Find out about a Hidden Pension that could save you thousands! CLICK HERE for important details.

Interested in learning more about Medicaid Protection Trusts?  CLICK HERE to order a FREE Guide.

Want to learn about a strategy that you can use protect your assets for the surviving spouse should you suddenly pass and the survivor needs long-term care? CLICK HERE to order a FREE Guide.

See a full listing of our available legal services or CONTACT US today to see how we can help.

[Last Updated: January 2017]